Start free · R$ 0 · no credit card

The AI platform that closes real estate deals on its own.

Your team only steps in to close.

Answers the lead in 5 seconds, simulates financing across 10 banks, generates the contract and collects. From first lead to handover of keys, service, credit, contracts, collections and management in one place.

30sFirst credit simulation 1minFirst contract generated 5sSofia answering your leads
Start free Talk to a specialist
Permanent Free plan · 14-day free trial on paid plans · 29% off annual
S
Sofia · Agente SDR
online
Hi, I saw the R$ 380k apartment. Can I finance it?
Hi! I'll simulate across several banks now. Can you share your monthly income?
R$ 8,500. I have R$ 22k in FGTS.
Caixa9,99% a.a.
Itaú10,49% a.a.
Bradesco9,80% a.a.
→ Best: BradescoR$ 2.940/mês
The problem

Your business is losing money
at every stage.

70%

Leads drop off before the 5th touch.

You don't have the team to answer everyone on time. At night, no one replies, and the lead has already closed with a competitor.

78%

They buy from whoever answers first.

A Harvard Business Review study of 2,241 companies: answering within 5 minutes makes a lead 100× more likely to convert than answering in 30 minutes. Market average: 47 hours. Your competitor has already closed the deal.

30+ dias

Is the average time for each financing.

The client goes bank by bank, carries paperwork, loses offers. By the time it is approved, they have given up on the property.

R$2k+/mês

Is what you pay for separate tools.

CRM, credit, digital signature, collections, e-invoicing, BI. Five contracts, five logins, five setups. And the AI, when it exists, is bolted on top.

The solution

Five things no real estate ERP does. Credituz AI agents do all of them.

The difference is in how the work happens. Instead of filling out screen after screen, you just ask, by typing or talking in natural language, and the AI agents run the entire operation, from first contact to collections. No more manual entry, rework, or wasted time and money. It is the first agentic platform in real estate, the most advanced one out there: the software works for you, not the other way around.

01 / Sofia · Agente SDR

A 24/7 salesperson that talks like a human.

Sofia answers your lead on WhatsApp in under 5 seconds. Qualifies, schedules visits, simulates financing, sends counteroffers. In natural language, with your brand voice, without the chatbot feel.

Conversion lift+167%
Faster closing time80%
Customer satisfaction98%
02 / Carlos · Agente de Crédito

Multi-bank simulation in under 30 seconds.

Caixa, Itaú, Bradesco, Santander, Inter, C6, Bari, Creditas, Pontte e CashMe. The client gets the best rate, and you close the financing with no rework.

Caixa9,99% a.a.
Itaú10,49% a.a.
→ Bradesco9,80% a.a.
03 / Ana · Contratos com IA

Contract ready in under 1 minute.

Proposals, digital contracts and legally binding e-signature. No implementation team, no training.

Generation time1 min
Training required0h
Time to signature15 min
04 / Max · Agente de Pós-venda

Transfers, registration and construction under control.

Follows the client from signed contract to handover of keys. Handles bank transfers, deed registration, construction measurements and technical support. Fully automated, with you in command.

Bank transferauto
Digital registryincluído
Construction measurementsreal time
05 / Iris · Agente de Analytics

Where to invest your next marketing dollar.

Analyzes what converts, by channel, by agent, by development. Tells you where to double down and where to cut spend. Reports in natural language, no confusing dashboards.

Cost per leadby channel
ROI per campaignreal time
AI recommendationsweekly
Collections

Collections that recover, without straining the client.

Automated, human-like collection flows: the right message, at the right time, on the channel the client actually uses. More recovery, less default, no collections team.

  • Truly multichannel. WhatsApp, SMS and email. The flow picks the right channel and tone for each stage of the delay.
  • Credituz account or your own. Get paid through the Credituz account or connect any bank via API. Pix (Brazil's instant payment), bank slip and payment link right in the message.
  • Human, fast and easy. Reminders in the right tone, without embarrassment. Automatic reconciliation as soon as the client pays.
  • Tax handling without headaches. Collections connected to e-invoice issuance and automatic reconciliation. No double taxation, no tax risk, no financial loss.
WhatsApp SMS E-mail Pix · Boleto · Link
M
Max · Cobrança
automated flow
Hi Marina! Just a reminder that your installment is due today. Can I send you the Pix to settle it?Pix · pagar agora
D+0WhatsAppFriendly due-date reminder
D+3SMSLate notice and Pix link
D+7E-mailSettlement and updated bank slip
✓PagoReconciliation, invoice and matching, all automatic
Also handles rentals and short-stay: AI service, contracts and recurring rent collection in the same system. See the rentals solution →
Como funciona

From first lead to approved financing.

5 AI agents working together for your operation, 24 hours a day. Each specialized in one stage of the funnel. You only step in to close.

01
Sofia · SDR

Answers and qualifies every lead, 24/7.

Answers in 5 seconds on WhatsApp. Identifies profile, interest and urgency. Schedules a visit only when the lead is ready.

02
Carlos · Crédito

Simulates multi-bank credit before the visit.

Income, FGTS (Brazil's employment severance fund), credit score, debt ratio. Pre-approval in under 30 seconds. The client arrives at the visit already knowing what they can buy.

03
Ana · Contratos

Generates the contract and collects the e-signature.

Proposal, contract and legally binding e-signature. What took hours now takes 15 minutes.

04
Max + Iris

Handles post-sale and shows what to sell more.

Max handles transfers, registration and support. Iris analyzes what converts and tells you where to invest your next marketing dollar.

All agents talk to each other and escalate to you when it makes sense. You command the team, they do the work.
Why us

The real estate operating system, at a fraction of the cost.

Sienge, Kenlo and CV CRM charge a lot for 60-day implementations, sell each module separately and the AI, when it exists, is bolted on top. Credituz integrates CRM, credit, contracts, collections, e-invoicing and management in one platform, with AI from first lead to handover of keys. And unlike Meta's free agent, which answers from the catalog and stops there, here the AI simulates credit across 10 banks, generates contracts and collects.

Sienge Kenlo CV CRM Morada.ai Meta Business AI Credituz
Monthly price R$ 1.500+ R$ 247–1.197 on request enterprise free → paid R$ 0–1.297
Self-serve setup ✕ ✕ ✕ ✕ ✓ ✓
Native AI SDR ✕ ✕ partial ✓ generic ✓
Multi-bank simulation ✕ ✕ partial partial ✕ ✓
Embedded credit origination ✕ ✕ ✕ new ✕ ✓
Real estate operations management partial ✕ ✕ ✕ ✕ ✓
Implementation 60+ dias 30+ dias 60+ dias 30+ dias immediate 5 minutos
Free plan ✕ ✕ ✕ ✕ for now ✓
ROI Calculator

How much do you lose to cold leads? Calculate.

Three numbers you know by heart. See in seconds how much Sofia, answering 24/7 and simulating credit instantly, can add to your revenue.

120
R$ 450.000
5%
Estimated extra revenue with Sofia
R$ 0
per month · R$ 0 per year
Try free for 14 days
See calculation assumptions

Methodology: we start from the typical market conversion (6%) and project conversion with Sofia answering in seconds, 24/7, with credit simulation. The gain is the difference between the two conversion rates, applied to your lead volume, ticket and margin.

Estimated conversion with Sofia:

Formula: leads × (Sofia conversion − 6%) × ticket × margin = monthly gain.

Reference estimate. Results vary by location, product mix, lead quality and sales maturity. Not a contractual guarantee.

Our methodology

From diagnosis to measured ROI. In 4 steps.

Reserved for Enterprise accounts. A senior team runs your operation from initial mapping to continuous optimization, with KPIs agreed in the contract, weekly milestones and a named Customer Success manager tracking each improvement cycle.

01

Mystery Shopper · Diagnosis

We act as a mystery shopper in your operation for 7 days: we pose as a real buyer across the channels defined with you, matching your business reality. We time the response, map lead leakage and assess qualification, simulation quality and conversion bottlenecks by channel and by agent.

Step 1 · Deliverable: opportunity report quantified in R$
02

Pipeline setup

We import your lead base and portfolio, configure CRM, multi-bank simulation, digital contracts, e-invoicing, an Asaas digital account and templates in your brand voice. We connect to Sienge, CV CRM, Kenlo or your current ERP via API with two-way sync. On-site onboarding for the sales and finance teams.

Step 2 · Deliverable: platform live and team trained
03

AI live

Sofia (AI SDR) goes live on WhatsApp, Instagram, Facebook and web chat with 24/7 coverage. Automated collection flows by portfolio (monthly, in-house financing, transfers) start running. The first 30 days include active human supervision, prompt fine-tuning and CS review of every conversation to ensure tone and qualification rate.

Step 3 · Deliverable: AI SDR + collection flows in production
04

Continuous optimization

A named Customer Success manager tracks weekly metrics and a monthly executive report: conversion by bank, recovery by channel, average ticket, time to close and payback. We iterate prompts, templates, collection cascades and channel mix each cycle. KPIs reviewed in a QBR (Quarterly Business Review) with your leadership.

Step 4 · Deliverable: KPIs measured, ROI proven, continuous improvement
Integrations

E o Sienge or CV CRM I already use?
The answer is yes

You don't have to abandon your ERP or property portals to turn on Credituz. We connect as an AI layer on top of what your team already runs, with two-way read and write, in real time, with no rework.

Your operation today
Current ERP / CRM
  • Sienge, CV CRM, Kenlo, Conaz
  • Unit registry
  • Sales pipeline
Credituz layer
AI orchestrating
  • AI SDR on WhatsApp 24/7
  • Multi-bank simulation
  • Contracts + e-invoicing + collections
Acquisition
Portals and channels
  • ZAP, OLX, VivaReal
  • Airbnb, Booking e outros
  • Instagram, Meta Ads
  • Own website, Google Ads
Native sync with the systems you already use
Sync bidirecional · real time

Channel manager: list and sync from one place. OLX, VivaReal, ImovelWeb and ZAP for sales. For short-stay, the integration with Airbnb, Booking and Google Hotels is in development: join the priority list.

SiengeConstruction ERP
CV CRMCRM
KenloCRM
ConazProcurement
ZAP ImóveisPortal
OLXPortal
VivaRealPortal
ImovelWebPortal
AirbnbIn integration
BookingIn integration
WhatsApp BusinessMeta API
Google AgendaCalendário
AsaasPagamentos
+ 20 sistemasvia API
Setup in up to 24h

API token, field mapping and activation. No 60-day rollout, no expensive consultant.

100% secure

Encrypted communication via OAuth, data isolated per tenant. Audit-ready for ISO 27001 and SOC 2.

Sync em real time

Two-way webhooks. A lead created in Credituz appears in Sienge in seconds, and vice versa.

Transparent pricing

Start free. Grow when it makes sense.

From first lead to handover of keys: CRM, AI SDR on WhatsApp, multi-bank simulation, digital contracts, collection flows, e-invoicing and management. All in a single platform. Paid plans include a 14-day free trial of the AI agents; Free is yours forever.

Free
Agent, brokerage or builder testing the platform.
R$0
forever · no card
  • 500 CRM contacts
  • 1 user
  • Credit CRM · simulation and credit request
  • Sales landing page for 1 development
  • Multi-bank simulation ilimitada
  • 3 AI contracts/month
  • Credit origination active
  • AI agents available on paid plans · 14-day free trial
  • 1 GB storage
Start free
Starter
Independent agent, micro-brokerage or small builder.
R$97
per month · billed monthly
  • Everything in Free, plus:
  • Real estate CRM + credit CRM · unlimited contacts
  • 1 user
  • Up to 50 developments · 50 sales landing pages
  • AI SDR on WhatsApp · up to 30 clients/month
  • 10 AI contracts/month
  • Digital registry included
  • 5 GB storage
Try free for 14 days
Growth
Small brokerage · 2 to 3 agents starting to scale.
R$297
per month · billed monthly
  • Everything in Starter, plus:
  • 3 users
  • AI SDR on WhatsApp · up to 75 clients/month
  • ZAP, OLX and VivaReal integration
  • Database reactivation with AI · automatic follow-up
  • 25 AI contracts/month
  • 10 GB storage
Try free for 14 days
Pro
Growing team · up to 10 agents and 100 developments.
R$597
per month · billed monthly
  • Everything in Growth, plus:
  • Up to 2,000 CRM contacts
  • 10 users · up to 100 developments and 100 landing pages
  • ZAP, OLX and VivaReal integration
  • AI SDR on WhatsApp · up to 200 clients/month
  • 60 AI contracts/month
  • Generative-AI analytics
  • 20 GB storage
Try free for 14 days
Business
Established operation · up to 30 users, unlimited developments.
R$1.297
per month · billed monthly
  • Everything in Pro, plus:
  • Unlimited CRM contacts
  • Up to 30 users · unlimited developments
  • AI SDR on WhatsApp · up to 600 clients/month
  • Unlimited AI contracts
  • NFe R$ 0,49/invoice · unlimited
  • Automated collection flows · SMS, email, WhatsApp
  • 1 Asaas digital account included
  • Bank slip, Pix and payment link
  • Real estate operations management · construction, transfers and post-sale
  • Dedicated customer success
  • 50 GB storage
Try free for 14 days
Enterprise
Networks, holdings and large builders/developers.
A partir de R$ 3.497
per month · annual contract · custom scope
  • Everything in Business, plus:
  • Custom users · multi-entity (legal entities)
  • Custom AI contracts
  • Credituz accounts by Asaas or a bank chosen by the client via API · multi-entity
  • AI SDR · custom WhatsApp channels
  • White label · your brand, your domain
  • Public API · webhooks and custom integrations
  • Channel manager · sales portals (short-stay OTAs in integration)
  • Custom collection flows
  • SSO · ISO/SOC2 · audit
  • Contractual SLA of 99.9%
  • Named CS · on-site onboarding
  • Custom storage
Talk to sales

Guarantee for existing customers: anyone who subscribed before this pricing keeps the price and all features of their plan, with no changes. Price updates apply only to new subscriptions.

Refer and earn

Refer other agents. Earn leads, credits and free months.

Credituz grows when you grow, so it rewards those who bring other professionals to the platform. Share your unique link and earn from the very first confirmed signup.

01

You refer 3 agents

Share the invite link on your WhatsApp, Instagram or brokerage group. Each confirmed signup counts.

Seu prêmio+500 CRM contacts on Free
02

Your brokerage refers another brokerage

When the referred company subscribes to Pro or higher, you get a full month of your current plan. Valid for Pro and Business.

Seu prêmio1 free month
03

You refer a developer

Enterprise referrals are treated as a partnership. A 10% commission on the first year of the contract, paid in three installments.

Seu prêmio10% of ARR · up to R$ 30k
Get my referral link Available on all plans · paid via Pix within 7 days
Results from real users

The numbers speak for themselves.

+167%
Average conversion lift
R$ 200M
Credit requested
< 30s
Full credit simulation

"Before, every lead relied on a human to qualify, simulate credit and follow up. Now the AI does it 24 hours a day, 7 days a week. Our team only steps in once the client is already approved."

RF
Rodrigo Fonseca
Commercial Director · Grupo Valore Incorporações

"We went from low control to full control of our portfolio. Today we know exactly the status of every unit, every contract and every transfer."

AS
Adson Soares
Development Manager · NJS Engenharia

"The savings and speed in drafting contracts were key. What took hours now takes 15 minutes, with fewer errors and more traceability."

HB
Heitor Bilha
Founding Partner · Bilha Imóveis
Frequently asked questions

What people ask most.

Does it work with my current CRM?

+
Yes. Credituz imports contacts from your current CRM in 1 click. Native integration with ZAP Imóveis, OLX and VivaReal is available from the Pro plan (with real-time two-way sync). On Free and Starter, you add leads manually or via import. You can run it in parallel while migrating or let Credituz fully replace your system, which is what most end up doing.

How much does it cost to start?

+
Zero. No credit card. The Free plan is free forever and includes the credit CRM, unlimited multi-bank simulation, a sales landing page for 1 development and active origination. The AI agents (like Sofia) come with the paid plans, from Starter up, and you can try them free for 14 days on any plan except Enterprise.

How does the annual discount work?

+
You pay a single annual amount and get about 29% off on all paid plans. For example, Pro at R$ 597/month works out to R$ 424/month equivalent when billed annually. It is the recommended option once you have validated the product and want to lock in the best price.

How do you make money if the plan is free?

+
Two sources: (1) subscriptions on the paid plans (Starter, Growth, Pro, Business and Enterprise), and (2) commission from partner banks when a financing we originated is approved. Aligned incentives: we only earn when you close a deal.

Is the AI good in Portuguese?

+
Yes, trained on Brazilian real estate vocabulary. It understands audio, images and regional slang. Clients chatting with Sofia often don't realize they are talking to an AI.

Will my team be able to use it?

+
Setup in 5 minutes, a WhatsApp/Notion-style interface everyone already knows, and no scheduled training. Free and Starter include a knowledge base and video tutorials. From Pro up, you get human chat support Monday to Friday, 9am to 6pm. Business adds dedicated customer success. Enterprise adds a named CS manager and on-site onboarding.

How does the 14-day free trial work?

+
All paid plans (Starter, Growth, Pro and Business) include a 14-day free trial with full access, including AI agents like Sofia. You can cancel the trial anytime. The Free plan stays free forever, with CRM, multi-bank simulation and contracts, but without the AI agents. Enterprise, given its custom scope, starts with a guided demo instead of a trial.

What's the difference between Sofia and Meta's free AI agent (Business AI)?

+
Meta's agent answers questions based on the catalog: it is a generic assistant, and Meta itself has announced it will become paid. Sofia is vertical to real estate: she simulates financing across 10 banks, qualifies the lead with pre-approved credit, schedules visits, updates the CRM on her own and triggers contracts and collections. Meta's agent ends the conversation; Sofia closes the sale. And the two can coexist: Meta handles the curious, Sofia handles the buyer.
Connected to Brazil's leading banks and fintechs
Backed by the leading startup programs
for Startups for Startups Microsoft for Startups for Startups
Certifications and official partnerships

Start free in 5 minutes.

No card. No scheduled demo. No sales call. Just you and the most advanced AI in Brazilian real estate.

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