Credit Analysis
Gather credit scores, estimated income, repayment capacity, restrictions, and available indicators to support the decision.
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Credituz OS is the credit management system for businesses: it combines credit analysis, custom policies, credit CRM, automated collections, and accounts receivable into a single workflow.
Credituz OS manages the decision-making process before the sale and the financial relationship after it.
Gather credit scores, estimated income, repayment capacity, restrictions, and available indicators to support the decision.
Turn internal criteria into a consistent interpretation, reducing inconsistent decisions across people and spreadsheets.
Centralize customer information, analysis, decisions, history, pending items, and next steps in a single operational view.
Set up to three dates per billing cycle—such as D-3, D0, and D+3—in WhatsApp and via email.
Track due dates, payments, late payments, write-offs, and reconciliations without maintaining parallel records.
Review the portfolio and the transaction using risk, collections, and receivables metrics.
Enter or import the list.
See the available signals.
Apply the company's criteria.
Record the decision and the history.
Automate contact and receipt.
Credituz OS handles analysis, decision-making, credit CRM, and collections, with 5 individual or business credit analyses and 100 collection cases per month for up to 3 users. Each additional analysis costs R$ 24.90 (individuals) or R$ 29.90 (businesses). For higher volumes, ATM credit and the Service are determined in consultation with the sales team.
“We’ve gone from having little control to having complete control over our portfolio. Today, we know exactly the status of every unit, every contract, and every transfer.”
Adson Soares · Development Manager, NJS Engenharia
View the full case study →A billing cycle is a complete set of billing statements, not a single billing statement. It can have up to three configurable dates and use WhatsApp and email.
The 5 included tests can be for individuals or businesses, are advanced, and include the Boa Vista score. Each additional test costs R$ 24.90 (individuals) or R$ 29.90 (businesses), charged on the monthly bill. Unused tests do not carry over.
Yes. The Credituz Score offers a one-time consultation with no monthly fee; pricing is available upon inquiry with the sales team.
No. The product supports analysis, internal decision-making, and operational management. Financing is provided by authorized partner institutions.
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